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  Too small for insurance
Last updated: 2009-10-21


Too small for insurance
2009-10-21

Category
Health Insurance
Company
NBC Universal

Embattled health insurance companies are taking a page from Goldlilocks. Last week, a 4-month-old child was denied insurance for being too heavy (the company has since changed its mind). Now the Web is buzzing about a toddler who was denied coverage for being too small.

On Wednesday morning, "The Today Show" covered the story of 2-year-old Aislin Bates. Though she weighs just 22 pounds (in the third percentile range for kids her age), her doctor has described her as being perfectly healthy, never having been sick with anything more than a cold. Still, United HealthCare didn't buy it, saying that the child didn't meet height and weight standards. So, no insurance for Aislin.

The story has inspired a slew of searches. After the segment aired on NBC, queries on young Aislin surged from zilch into triple digits. United HealthCare is wisely responding to what could be a PR crisis. In an article from Denver's ABC affiliate, a company spokesperson for United HealthCare said the company's height and weight requirements "are based on several medical sources, including the Centers for Disease Control, and are well within industry standards."

Still, Aislin's case, as well as the previous incident of the obese 4-month-old, have highlighted the difficulties some parents face when trying to get coverage for their children. Aislin's father Rob was quoted as saying that even though he doesn't support universal health care, this battle over insuring his daughter has made him want insurance companies to have more "legitimate reasons for denying coverage."

NBC medical expert Dr. Nancy Snyderman, who appeared with the Bates family, was more pointed in her criticism: "This is just so bogus. A pre-existing condition for a child this age is birth, let's be real..... This is why things have to change."

Below, you can watch Aislin and her family on "The Today Show"(after a 15-second ad)...

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-- Mike Krumboltz, Yahoo! Buzz Log

 Health Insurance   NBC Universal 
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